YAP Pakistan
Production-grade AI-powered KYC solution that has successfully onboarded 100K+ users through automated identity verification, face liveness detection, and biometric face matching.
FintechRECOMMENDATION ENGINElive2022
Akru
AI-powered fintech platform automating investing by recommending personalized portfolios based on users' financial goals with automated rebalancing and portfolio management.
Key Metric
~Zero
Manual Effort
Portfolio management effort required after initial setup.
REF: PORTFOLIO_AUTOMATION
Akru is an AI-powered investment platform that democratises portfolio management for retail investors. Users input their financial goals, time horizons, and risk tolerance through a guided onboarding flow; Akru's recommendation engine constructs a personalised portfolio from a curated universe of assets and automatically rebalances it as market conditions shift—eliminating the need for financial advisers or active management for the majority of retail wealth-building use cases.
Most retail investors either leave savings idle in low-yield accounts or take on inappropriate risk through uninformed stock picking. Quality financial advisory is expensive and inaccessible to those without substantial investable assets. Robo-advisors exist but are often rigid, opaque in their recommendations, and fail to adapt dynamically to changing goals or market regimes.
Goal-Based Portfolio Construction
A Django-backed recommendation engine ingests user goal parameters and risk profiles, then applies Modern Portfolio Theory optimisation with machine learning overlays to select asset allocations that maximise expected return for the user's stated risk tolerance.
Automated Rebalancing Engine
Scheduled Airflow jobs monitor portfolio drift against target allocations. When drift exceeds configurable thresholds, the system generates and executes rebalancing orders automatically, accounting for tax-loss harvesting opportunities and transaction cost minimisation.
- 01.
Collects financial goals and risk preferences through an adaptive onboarding flow and constructs a personalised portfolio allocation in real time.
- 02.
Monitors portfolio performance and automatically rebalances positions when allocations drift from targets due to market movements.
- 03.
Surfaces AI-generated insights explaining portfolio decisions and goal-progress projections in plain language for non-expert users.
~Zero
Manual Effort
Portfolio management effort required after initial setup.
3.2X
Engagement Uplift
Monthly active users versus comparable passive investment apps.
89%
Goal Attainment Rate
Users on track or ahead of their stated financial milestones.
